Paying for the Funeral
A dignified funeral, whatever your budget
Funeral Payment Options
Rowland Brothers provide many different options to pay for a funeral – those options are all listed below. Rowland Brothers will provide you with a fully itemised estimate for the funeral services orders and this estimate needs to be paid in full two days prior to the funeral to avoid postponement of the funeral.
A full and final invoice which may include any last minute adjustments to the services such as additional funeral flowers, extra staff required on the day, funeral running over 3 hours in duration, will be provided within 7 days after the funeral date and the balance should be paid within 14 days of the date of the invoice.
We do appreciate that funerals can be expensive and present very real difficulties to families who have not made prior provision for such expenses – we have therefore provided as many payment options as possible – those payment options are listed below:
Rowland Brothers provide funeral finance via an agreement with FCA regulated provider Funeral Safe Funeral Finance – Rowland Brothers Funeral Directors are appointed representatives of Funeral Safe Ltd, independent Funeral Finance Lenders.
How it works
3 simple steps to apply for your finance directly with Rowland Brothers Funeral Directors:
You can apply when arranging the funeral with Rowland Brothers. Just ask our arranger for finance options and they will organise the application for you.
Upon a successful application you will receive a text message and email containing your loan agreement. If you are happy with everything in the loan agreement you can accept it via the link in the email.
Once you have accepted the agreement we are notified and all that you need do then is make the payments of the loan.
Funeral Safe will provide you with a personal account login to manage your finance. Furthermore, they are available to offer any support you may need in regard to the finance and its repayments.
Our funeral finance agreement is very flexible and transparent – should you wish to settle the balance earlier than the agreement states you can do so without penalty and the interest charge will be adjusted to match the payment period.
Assistance from the Department of Work and Pensions
You may seek assistance form the Department of Work and Pensions to help pay for a funeral.
The Department of Work and Pensions will provide a maximum of £700 for the funeral director’s fee and in addition a contribution to the disbursements (fees Rowland Brothers pays on your behalf i.e. crematorium fees).
Funeral Expenses Payment can help to pay for some of the costs of the following:
- Burial fees for a particular plot
- Cremation fees, including the cost of the doctor’s certificate
- Travel to arrange or go to the funeral
- The cost of moving the body within the UK, if it’s being moved more than 50 miles
- Death certificates or other documents
You can also get up to £700 for any other funeral expenses, such as funeral director’s fees, flowers or the coffin.
The payment will not usually cover all of the costs of the funeral. How much you get depends on your circumstances. This includes any other money that’s available to cover the costs, for example from an insurance policy or the deceased person’s estate.
Who qualifies for assistance?
You can get help towards the cost of a funeral if you meet the following conditions. You or your partner are getting one of the following qualifying benefits:
- Universal Credit
- Income Support
- Income-based Jobseeker’s Allowance
- Income-related Employment and Support Allowance
- Pension Credit
- Housing Benefit
- The disability or severe disability element of Working Tax Credit
- Child Tax Credit
- Support for Mortgage Interest loan
You can also apply if you or your partner are waiting to hear about a claim for one of these benefits or payments. We use partner to mean:
- A person you live with who is your husband, wife or civil partner, or
- A person you live with as if you are a married couple
You must meet the following criteria:
- You or your partner arranged the funeral in the United Kingdom (UK), and the adult who died had their main home in the UK when they died (by United Kingdom (UK) we mean England, Scotland, Wales and Northern Ireland)
- You or your partner arranged the funeral and you have claimed within 6 months of the date of the funeral
You may also be able to get help towards the cost of a funeral if you or your partner arranged the funeral in the European Economic Area or Switzerland. The European Economic Area countries are Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the UK.
Call us any time
We’ll be here when you need us. Please call us with any questions or concerns:
0800 0789 636
Croydon: 020 8684 1667
Purley: 020 8660 5547
Old Coulsdon: 01737 555 202
Warlingham: 01883 623 067
New Addington: 01689 842 046
Beddington: 020 8681 2001