Memorial Insurance 2017-05-16T13:41:38+00:00

Memorial Insurance

Of course you will care for the grave of a loved one. But who will safeguard the memorial and repair or replace it should damage occur over the years?

Subsidence and accidental damage are very common issues. StoneGuard® can ensure damage, from minor repairs to total replacement is rectified very quickly from as little as £5.60 a year.

Memorial insurance cover

Our memorial stone insurance is an “All Risks” policy. Typically, claims we receive are as a result of damage from lawn mowers, falling trees and subsidence, or from preventative measures taken by local councils when they feel a memorial stone may be unsafe.

What’s not covered?

There are some exclusions which apply to this policy, including depreciation, wear and tear and damage caused over time by sunlight and weather. Cleaning, repair, and restoration – other than that following insured damage – is also excluded.

Memorial Insurance Premium

These premiums are for a five-year period, for memorial headstones in UK cemeteries and churchyards.
Value of Headstone & premium

Up to – £400 Premium – £30
£401 – £500 Premium £37
£501 – £600 Premium £42
£601 – £ 750 Premium £51
£751 – £ 1000 Premium £62
£1001 – £ 1250 Premium £75
£1251 – £ 1500 Premium £90
£1501 – £ 1750 Premium £106
£1751 – £ 2000 Premium £122
£2001 – £ 2500 Premium £148
£2501 – £ 3250 Premium £174

For headstones valued at over £3250, please contact us for a quote on 0800 0789 636
(The premiums include insurance premium tax at the current rate and are subject to periodic review and alteration.)

For assistance with memorial insurance, get in touch via our free number:

0800 0789 636

Or email us via:

info@rowlandbrothers.com

Alternatively, leave a message via the contact form.