In the realm of future planning and safeguarding one’s personal affairs, the concept of a Lasting Power of Attorney (LPA) in the UK holds significant importance. Unlike a general Power of Attorney, an LPA remains valid even if you lose mental capacity. This article aims to shed light on the crucial reasons why arranging an LPA is a wise decision for any individual in the UK.

  1. Continuity in the Event of Incapacity

The most compelling reason for arranging an LPA is to ensure continuity in the management of your affairs if you lose mental capacity. This could be due to an accident, illness, or the natural aging process. An LPA ensures that someone you trust has the legal authority to make decisions on your behalf.

  1. Comprehensive Decision-Making Power

LPAs come in two forms: one for health and welfare and another for property and financial affairs. This separation allows for comprehensive management of all aspects of your life, ensuring that your appointed attorney can make decisions ranging from daily financial tasks to complex medical care decisions.

  1. Control Over Your Future

An LPA allows you to maintain control over your future by letting you choose who will make decisions on your behalf and how they should make these decisions. This pre-emptive measure ensures that your beliefs, values, and preferences are respected.

  1. Avoiding the Burden on Loved Ones

Without an LPA, your loved ones would need to apply to the court for the authority to manage your affairs, which can be a lengthy, costly, and stressful process. Having an LPA in place relieves them of this burden and provides a clear guideline on how to proceed.

  1. Protection Against Abuse and Fraud

With an LPA, you can appoint someone you trust implicitly to handle your affairs, thereby protecting yourself against potential abuse and fraud. This is especially important as the risk of financial exploitation increases with age and vulnerability.

  1. Planning for Business Continuity

For business owners, an LPA for property and financial affairs is essential to ensure that operations can continue smoothly in their absence. This can be crucial for the survival of the business and the security of employees.

  1. Legal Recognition and Ease

An LPA is a legally recognised document in the UK, which means that institutions like banks, healthcare providers, and government bodies will accept the authority of your appointed attorney. This legal backing makes transactions and decision-making processes smoother and less complicated.


The arrangement of a Lasting Power of Attorney in the UK is an essential aspect of life planning. It ensures that your affairs, both personal and financial, are managed according to your wishes, even when you are no longer able to make decisions yourself. An LPA provides peace of mind, not just for you but also for your loved ones, and it’s a crucial step in safeguarding your future wellbeing and legacy. Considering the unpredictability of life, the decision to set up an LPA is not just prudent; it’s an act of care for oneself and those one holds dear.

At Rowland Brothers we partner with Lifecare Planning Solutions to enable to residents of Croydon, Bromley and the surrounding communities to write their LPA’s in a cost effective manner – give us a call today and speak to Darrell Munt on 0800 0789 636 or email on to arrange your LPA today

Rowland Brothers are funeral directors in Croydon that have helped bereaved families in Croydon and South London since 1873. Still very much a family firm, we’re proud to serve clients from every religious denomination and ethnic group. We have worked closely with many families in the Orpington community helping them through the most difficult time in our lives and our 150-year connection with the area makes us an active member of the community.